(c) upon the dissolution or deregistration in the case of the Founder Member;

(d) death, insanity or bankruptcy in the case of an Ordinary Member;

(e) permanent removal of residence outside Singapore; or

(f) for all members, by resignation after giving one month's notice in writing or

shorter notice approved by the Board of Directors.

3.11   Cessation of membership shall take effect from the date of occurrence of any of the

events stated in By-Law 3.10 or the decision of the Board of Directors, whichever is the

earlier provided that the Society shall not be precluded from recovering any sum of

money whatsoever owing by the member to the Society.

3.12  An Ordinary Member who ceases to possess a valid driving license issued for private

cars (as required under By-Law 3.2.1(g» from any cause whatsoever, including the

withdrawal, suspension or revocation of any such license shall thereupon cease to be

eligible to be an Ordinary Member of the Society, unless the Board of Directors

expressly decides otherwise in their absolute discretion.

3.13    The Board of Directors may expel a member:

(a) for any breach of these By-Laws or the regulations made thereunder or a resolution

of a General Meeting or the Board of Directors; or

(b) for any conduct which may discredit or bring into disrepute, or any act which may

be detrimental to the good name and interest of the Society; or

..

(c) for any default in payment of dues to the Society; or

(d) for participating in or associating with any business that competes with the business

of the Society or is inconsistent with the need for solidarity among the members of

the Society as a basis of cooperation; provided that he shall be given a reasonable

opportunity to show cause as to why he should not be expelled as a member of the

Society; or

(e) if the Board of Directors decides that the member has ceased to be eligible for

membership by virtue of By-Law 3.12 above.